Access Current Account
Pay as you transact for only R7 per month.
No other fees. Everyday banking transactions that really do make life easier.
Open an account
Download the new Access More App from your app store to get started.
Access to easier transactional banking
Simple and easy FICA
An easy-to-open transactional account for South Africans and Foreign Nationals living in SA.
Withdraw cash from almost anywhere
Withdraw cash at any ATM and selected retailers. Deposit cash at any Absa ATM or Absa branch. Pay with your EMV debit card.
Access Internet Banking
Get real-time balances, transaction info, transaction history & statements 24/7. Manage beneficiaries and view direct debits. Make EFT payments that clear instantly.
Product features
Real-time balances, transaction information, transaction history and statements 24/7.
Instantly transfer between or access all your accounts.
Manage beneficiaries and view direct debits.
Withdrawals at any ATM or Major retailer.
Instantly transfer between or access all your accounts.
Deposits at any Absa ATM or Absa branch.
EMV Debit card to enable point of sale transactions.
Immediate clearance when making EFT payments.
Our SA Branches
Contact a Branch Manager:
Pay-as-you-transact fees
Monthly Service Fee R7.00
Debit order returned due to Insufficient Funds
R8.50
Replacement Card
R70.00
Card Courier Fee
R69.00
Balance Enquiry – Saswitch ATM
R3.00
SMS Notifications
Free
Proof of Payment Notifications
SMS - R0.40; Email - Free
First eStatement
Free
Duplicate Statements – Branch
R32.00 per page
ATM Withdrawal – International
R78.00
POS – International
2.75% of transaction
Balance Enquiry at ATM – International
R8.00
International POS/ATM Insufficient Funds
R11.50
Cash Deposit Fee – Absa ATM
R4.00/R100.00
Cash Withdrawal Fees – Saswitch ATM
R16.00/R1000.00
Cash Withdrawal Fees – Retailer
R5.00 (no purchase); R3.00 (with purchase)
Debit Card Swipe (Point of Sale)
R2.00
Beneficiary Payment
App R2.20; Branch R120.00
Access to Access Beneficiary Payment
Branch R80.00
Recurring Payment Setup Fee
Branch R80.01
Inter-account Transfers
App Free; Branch R58.00
Debit Orders
R4.00
Immediate Payment
App R25.00; Branch R150.00
Stop Payment
R60.00
Debit Order Dispute
R55.00
Declined Transaction Insufficient Funds – ATM / POS Purchase
R8.50
Dishonoured payment due to Insufficient Funds
R8.50
See our other personal banking accounts
Our Personal Banking product range is always growing. Let us know what you need access to and we'll call you.
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