A bank account that rewards you

Keep in touch with family, visit your loved ones or enjoy a delicious meal together.

Sign up for free rewards

Open an Access Current Account in the month of December and only start paying your monthly service fee from January. 

No service fee and no transaction requirements!

Open an account

Download the new Access More App from your Android app store to get started.

* Coming to the iOS app store soon

Monthly Rewards

1 deposit/salary into account + 7 transactions (minimum) will give you:

*Rewards are available monthly and can be redeemed at loyalty partner stores. In order to qualify for the loyalty rewards, a customer must have an active Access Current Account in good standing.

Rewards partners

Product Features

Real-time balances, transaction information, transaction history and statements 24/7.

Instantly transfer between or access all your accounts.

Manage beneficiaries and view direct debits.

Withdrawals at any ATM or Shoprite retailer.

Deposits at any Absa ATM or Absa branch.

EMV Debit card to enable point of sale transactions.

Immediate clearance when making EFT payments.

Our SA Branches

Contact a Branch Manager:

Pay-as-you-transact fees

Debit order returned due to Insufficient Funds
R3.25
Replacement Card
R70.00
Balance Enquiry – Saswitch ATM
R3.00
SMS Notifications
R0.40
Proof of Payment Notifications
SMS - R0.40; Email - Free
First eStatement
Free
Duplicate Statements – Internet Banking
Free
Duplicate Statements – Branch
R30.00
ATM Withdrawal – International
R78.00
POS – International
2.75% of transaction
Balance Enquiry at ATM – International
R8.00
Cash Deposit Fee – Absa ATM
R3.50/R100
Cash Withdrawal Fees – Saswitch ATM
R12.00/R1000
Cash Withdrawal Fees – Retailer
R5.00 (no purchase); R3.00 (with purchase)
Debit Card Swipe (Point of Sale)
R2.00
Beneficiary/Bill Payment
Internet Banking - R2.20; Branch - R80.00
Inter-account Transfers
Internet Banking - Free; Branch - R50.00
Debit Orders
R4.00
RTC (Real Time Credit)
Internet Banking - R25.00; Branch - R150.00
Stop Payment
R60.00
Declined Transaction Insufficient Funds – ATM
R3.25
Dishonoured payment due to Insufficient Funds
R3.25

See our other personal banking accounts

Access-Account-header

Access Current Account

Access to easier transactional banking.

Enterprise-Business-Account

Diamond Advantage Business Account

Access for your small business.

Access-Account-Non-Resident

Access Account Non-Resident

Your Community, Your Stokvel, Your Savings.

Our Personal Banking product range is always growing. Let us know what you need access to and we'll call you.

Internet Banking