A bank account that rewards you

Keep in touch with family, visit your loved ones or enjoy a delicious meal together.

From chatting to chowing down

Enjoy all Access banking for only R20 p/m and get rewarded with free data, food, travel & grocery vouchers, every single month.

Open an account

Download the new Access More App from your app store to get started.

Monthly Rewards

1 deposit/salary into account + 7 transactions (minimum) will give you:

*Rewards are available monthly and can be redeemed at loyalty partner stores. In order to qualify for the loyalty rewards, a customer must have an active Access Current Account in good standing.

Rewards partners

Product Features

Real-time balances, transaction information, transaction history and statements 24/7.

Instantly transfer between or access all your accounts.

Manage beneficiaries and view direct debits.

Withdrawals at any ATM or Major retailer.

Deposits at any Absa ATM or Absa branch.

EMV Debit card to enable point of sale transactions.

Immediate clearance when making EFT payments.

Our SA Branches

Contact a Branch Manager:

Pay-as-you-transact fees

Monthly Service Fee R20.00

Debit order returned due to Insufficient Funds
R3.25
Replacement Card
R70.00
Card Courier Fee
R69.00
Balance Enquiry – Saswitch ATM
R3.00
SMS Notifications
R0.40
Proof of Payment Notifications
SMS - R0.40; Email - Free
First eStatement
Free
Duplicate Statements – Internet Banking
Free
Duplicate Statements – Branch
R30.00
ATM Withdrawal – International
R78.00
POS – International
2.75% of transaction
Balance Enquiry at ATM – International
R8.00
International POS/ATM Insufficient Funds
R11.50
Cash Deposit Fee – Absa ATM
R3.50/R100
Cash Withdrawal Fees – Saswitch ATM
R12.00/R1000
Cash Withdrawal Fees – Retailer
R5.00 (no purchase); R3.00 (with purchase)
Debit Card Swipe (Point of Sale)
R2.00
Beneficiary Payment
App - R2.20; Branch - R80.00
Access to Access Beneficiary Payment - Branch
R80.01
Recurring Payment Setup Fee - Branch
R80.01
Inter-account Transfers
App - Free; Branch - R50.00
Debit Orders
R4.00
Immediate Payment
App - R25.00; Branch - R150.00
RTC (Real Time Credit)
Internet Banking - R25.00; Branch - R150.00
Stop Payment
R60.00
Debit Order Dispute
R47.50
Declined Transaction Insufficient Funds – ATM/POS Purchase
R3.25
Dishonoured payment due to Insufficient Funds
R3.25

See our other personal banking accounts

Access-Account-header

Access Current Account

Access to easier transactional banking.

Enterprise-Business-Account

Diamond Advantage Business Account

Access for your small business.

Access-Account-Non-Resident

Access Account Non-Resident

Your Community, Your Stokvel, Your Savings.

Our Personal Banking product range is always growing. Let us know what you need access to and we'll call you.

Internet Banking