A bank account that rewards you

Keep in touch with family, visit your loved ones or enjoy a delicious meal together.

From chatting to chowing down

Enjoy all Access banking for only R20 p/m and get rewarded with free data, food, travel & grocery vouchers, every single month.

Open an Account

Open an account

Download the new Access More App from your app store to get started.

Monthly Rewards

1 deposit/salary into account + 7 transactions (minimum) will give you:

*Rewards are available monthly and can be redeemed at loyalty partner stores. In order to qualify for the loyalty rewards, a customer must have an active Access Current Account in good standing.

150 MB data from MTN

R25.00 voucher from Steers, Wimpy, Nando’s or Checkers

R100.00 Intercity voucher

Rewards partners

Product Features

Real-time balances, transaction information, transaction history and statements 24/7.

Instantly transfer between or access all your accounts.

Manage beneficiaries and view direct debits.

Withdrawals at any ATM or Major retailer.

Deposits at any Absa ATM or Absa branch.

EMV Debit card to enable point of sale transactions.

Immediate clearance when making EFT payments.

Our SA Branches

Gandhi Square

Shop S10A Ground Floor Umoya House, 2-6 New Street South, Johannesburg

Cape Town

St George’s Mall, Norton Rose House, Shop 14, 8 Riebeek Street, Cape Town

Pretoria

Shop 15, Sammy Marks Square, 330 Helen Joseph Street, Pretoria

Savannah Mall

Shop G34B Savannah Mall, Cnr Grimm & Thabo Mbeki Street, Polokwane

Durban

Shop XX00009, 320 West Street, Durban

The Da Vinci Hotel and Suites

High Net Worth Suite, Shop 301–302C 3rd Floor of Legacy Corner, Corner 5th and Maude Street, Sandton

Contact a Branch Manager:

Pay-as-you-transact fees

Monthly Service Fee R20.00

Apply now
Debit order returned due to Insufficient Funds
R3.25
Replacement Card
R70.00
Card Courier Fee
R69.00
Balance Enquiry – Saswitch ATM
R3.00
SMS Notifications
R0.40
Proof of Payment Notifications
SMS - R0.40; Email - Free
First eStatement
Free
Duplicate Statements – Internet Banking
Free
Duplicate Statements – Branch
R30.00
ATM Withdrawal – International
R78.00
POS – International
2.75% of transaction
Balance Enquiry at ATM – International
R8.00
International POS/ATM Insufficient Funds
R11.50
Cash Deposit Fee – Absa ATM
R3.50/R100.00
Cash Withdrawal Fees – Saswitch ATM
R15.00/R1000.00
Cash Withdrawal Fees – Retailer
R5.00 (no purchase); R3.00 (with purchase)
Debit Card Swipe (Point of Sale)
R2.00
Beneficiary Payment
App - R2.20; Branch - R80.00
Access to Access Beneficiary Payment - Branch
R80.01
Recurring Payment Setup Fee - Branch
R80.01
Inter-account Transfers
App - Free; Branch - R55.00
Debit Orders
R4.00
Immediate Payment
App - R25.00; Branch - R150.00
RTC (Real Time Credit)
Internet Banking - R25.00; Branch - R150.00
Stop Payment
R60.00
Debit Order Dispute
R50.00
Declined Transaction Insufficient Funds – ATM/POS Purchase
R3.40
Dishonoured payment due to Insufficient Funds
R3.25

See our other personal banking accounts

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Access Current Account

Access to easier transactional banking.

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Access to Africa - Remittance

A trusted banking partner for Africa.

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Our Personal Banking product range is always growing. Let us know what you need access to and we'll call you.