Business Banking

Grow your business with great deposit rates.

Access driving growth and fostering relationships globally

One point of contact for all your business needs

Access your relationship manager: Your person who is ready to understand all your banking needs and design fit-for-purpose solutions.

Quick decision-making, so you can get back to business

Access a bank that understands the value of your time. If your business needs a bank that’s geared to make swift decisions, Access is for you.

Customised solutions to secure your long-term success

Access a partner whose job is to understand what matters most to you, structuring smart solutions that help you reach your bigger goals.

The small numbers make a big impact.

Access Bank’s Fixed Fee Accounts gives your transactional banking predictability.

Our newly-launched fixed monthly fee includes all the day-to-day transactional banking activities for your business, from card swipes and online purchases to debit orders, beneficiary payments and internet banking. Besides fees for depositing and withdrawing cash there are no other transactional fees and no surprises – just one fixed monthly fee.

Business More

A transactional account for businesses with a turnover of between R5m – R50m per annum.
Pay a fixed monthly fee of 150.00*.

Download pricing brochure

Business Excel

A commercial transactional account tailored to businesses with a turnover of between R50m – R750m per annum.
Pay a fixed monthly fee of R250.00*.

Download pricing brochure * This offer is only valid for all new business banking transactional accounts opened from 1 July 2022.

Business banking with Access Bank

Whatever your business needs, Access makes it possible.

Everyday Banking

Access everyday banking. Transactional accounts, online banking, bank guarantees and attorney trust accounts.

Trade Finance

Access the finance your business needs. Working capital, commercial loans, vehicle & asset finance and property finance.


Access the deposit solutions your business needs. Call and savings deposits, fixed deposits and notice deposit accounts.


Access offshore investments, foreign currency accounts, forward exchange contracts, cross-border payments and international trade finance.

Womenpreneur Her Perfect Pitch 2023

Follow the journey and learn more about our finalists.

We’re not just about big businesses

Learn more about Access Bank’s:

SME Banking

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Sole Prop Banking

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Our achievements


In financial news released from its London head office on Thursday, 26 January 2023, Capital Finance International (CFI) has named Access Bank South Africa the Best Business Banking Solutions in South Africa for 2022.


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Access Bank partners with businessmen and women for sustainable growth

28 June 2023

With small and medium-sized enterprises (SME’s) in South Africa representing 98% of local businesses and employing almost 60% of the workforce, there is still an opportunity...

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Opening the door to African trade

23 June 2023

Lack of access to finance, trade barriers, poor infrastructure and restrictive policies are some of the major hurdles to unleashing the full force of African...

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Access Bank Plc has invested R1.42 billion into South Africa’s Economy

22 May 2023

Access Bank, one of Africa’s leading financial institutions, has announced its commitment to funding projects in South Africa.

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