Diamond Advantage Business Account

Pay as you transact for only R60 per month.
Sole proprietor with a turnover under R5 million? Access banking for your sole prop - or your side hustle

Open an account

Download the new Access More App from your app store to get started.

Access for your small business

When your business is you, and you are your business, get a bank account that looks after you both.

Product features

Withdraw at any ATM or Shoprite retailer.

Instantly transfer between or access all your accounts.

Deposits at any ABSA ATM.

Competitive investment products available.

EMV debit card provided to enable point of sale transactions and E-commerce transactions.

Merchant services available with Sureswipe.

Bulk salary payment facilities available.

A maximum of 20 debits cards can be linked to a business account for use by employees – limits can be managed by owner.

Internet Banking gives you access to the following:

Free access to internet banking to transact for first user thereafter a monthly fee payable for more than 1 user.

Real-time balances, transaction information, transaction history and statements 24/7.

Access all your accounts.

Manage beneficiaries and view direct debits.

Pay creditors and employees safely and securely, wherever you happen to be.

Set up capturers and approvers in your business according to your needs, to ensure the security of your banking processes.

Run your collections and account verifications through an easy-to-use platform.

Balance enquiry at any ATM.

Contact a Branch Manager:

Pay-as-you-transact fees

Monthly Service Fee R60.00

Cash Deposit Fee – Absa ATM
R5.95 + R1.00/R100
Cash Deposit Fee – Branch
R7.95 + R2.00/R100 (Min R50)
Cash Withdrawal Fees – Saswitch ATM
R10.00 + R2.00/R100
Balance Enquiry – Saswitch ATM
Cash Withdrawal Fees – Retailer
R5.00 (no purchase); R3.00 (with purchase)
Debit Card Swipe (Point of Sale)
Beneficiary/Bill Payment
Internet Banking R9.00; Branch R80.00
Inter-account Transfers
Internet Banking - Free; Branch - R55.00
Debit Orders
Internal – R5.00; External – R18.00
RTC (Real Time Credit)
Internet Banking - R25.00; Branch - R150.00
Declined Transaction - Insufficient Funds ATM
Declined Transaction - POS Purchase (Point of Sale)
Dishonoured payment - Insufficient Funds
R100.00 (per item)
Debit order returned - Insufficient Funds
R100.00 (per item)
Debit order dispute
Replacement Card
Balance enquiry – Saswitch ATM
Balance enquiry – Branch
SMS Notifications
Proof of Payment Notifications
SMS - R0.60; Email - R0.60
First eStatement
Duplicate Statements – Internet Banking
Duplicate Statements – Branch
Local Swift Fee
In branch: R150; Online: R75
Stop Payment - Branch
ATM Withdrawal – International
POS – International
2.75% of transaction
Balance Enquiry at ATM – International
Return of Funds (deduct from proceeds)
50 notional of payment currency
Deal Extension Fee

Welcome to our SME Banking Center! Let us know your requirements, and we'll reach out to you.