Grow Your Savings With Access Bank’s High Yield Deposit Accounts

Let your money work harder with flexible Notice, Call, and Fixed Deposit solutions.

Across Africa, more than 63 million individuals, entrepreneurs, and businesses trust Access Bank to safeguard and grow their wealth. Whether you are building an emergency fund, saving for a future goal, or seeking long-term investment stability, Access Bank’s Deposit Accounts offer competitive returns up to 12.10% percent*, supported by the strength of a leading pan African bank.

At Access Bank, we believe meaningful investments take time to mature. Our deposit products reward your commitment with market leading interest rates, flexible access options, and personalised support from our Relationship Managers.

Learn more about our Savings and Deposits solutions.

Terms and Conditions apply*

Introducing Our Notice Deposit Accounts

Perfect for savers who want higher returns and short notice access to funds without penalties or monthly fees*.

24 Hour Notice Deposit

Access your funds with only 24 hours notice.*
A flexible option for short term saving or an emergency buffer.
Earn an effective rate over 12 months.*

48 Hour Notice Deposit

A little more notice with a higher return.*
Ideal for structured saving with easy access when needed.
Earn an effective rate over 12 months*.

15 Day Notice Deposit

Earn more by planning ahead.
A strategic solution for medium term goals with excellent returns.
Earn an effective rate over 12 months*.

View deposit rates: here

Make an enquiry: here

Terms and conditions apply*

Fixed Term Deposits — Earn up to 11.31 percent*

Fixed Term Deposits offer predictable returns and long term stability. Choose an investment period from a few months to several years. The longer you commit, the higher your return, reaching up to 11.31 percent* on a 60 month term*.

Ideal for:

• Long term savings strategies
• Wealth building plans
• Home deposits
  Education goals
• Corporate or business savings

View Fixed deposit rates: here

Make an enquiry: here

Terms and conditions apply *

Call Deposits — Accessible Savings With Strong Returns

A Call Deposit is perfect for individuals who want their savings to grow while keeping full access to funds. There are no monthly fees, no penalties, and your balance earns interest daily*.

Best for:

• Emergency funds
• High liquidity saving
• Short term financial opportunities

Learn more about our Call Deposits.

Terms and conditions apply *

Why Save With Access Bank

Access Bank’s deposit products are designed to help you grow your money safely and efficiently.

Safe and Secure Deposits
Your funds are backed by a stable financial institution with a strong African and global footprint.

Market Leading Interest Rates*
Earn exceptional returns on both short and long term deposits.

Zero Monthly Fees*
Keep more of what you save.

Personalised Support
Your dedicated Relationship Manager helps you structure your savings strategy.

Flexible Options
Choose from daily access, short notice solutions, or long term fixed growth.

Explore all Deposit Products.

Terms and conditions apply*

How to Choose the Right Deposit Product

Short Term Goals (0 to 2 years)

• Call Account
• 24 hour or 48 hour Notice Deposits

Medium Term Goals (2 to 5 years)

• 15 Day Notice Deposit
• Shorter Fixed Deposit terms

Long Term Savings (5 years and beyond)

• Fixed Term Deposits with maximum interest returns

Matching your financial goals to the right account ensures you maximise growth while keeping access when needed.

Build Real Wealth With Access Bank

Every deposit you make is an investment in your future. With competitive interest rates, trusted security, and flexible access options, Access Bank empowers you to build your savings with confidence.

If you are ready to take a more intentional approach to building wealth, we are here to guide you.

View Fixed deposit rates*: here

Make an enquiry: here

Terms and conditions apply*. Rates are subject to change. Contact Access Bank South Africa for the most recent interest rates.