

Back in prehistoric times (90s, early 2000s), banks used to take up city blocks. They needed walls and steel doors to operate correctly, but today, they can fit right in your pants pocket. That is right! We are talking about mobile banking and what digital banking has done for Africa.
At Access Bank, we’ve embraced this shift head-on. We’re here to make banking more convenient with instant payments, real-time updates, and tools that put you in full control of your money.
The term “Digital banking” gets thrown around a lot, but what does it actually mean for you?
In short, it’s traditional banking… minus the queues, the pens on chains, and the paperwork. It means you can manage your account, make payments, and even save for the future straight from your phone, laptop, or nearest ATM.
Access Bank offers a seamless digital banking experience through the Access More Banking App. It’s simple and puts everything you need at your fingertips.
Here’s what you can do on the Access More app:
With online scams more common than load-shedding, security is top of mind. We constantly update our app to keep your details safe without making things complicated.
Waiting hours (or days) for a payment to reflect? Not with us.
Our clients can make immediate payments that reflect within minutes. Users can pay bills, schedule debit orders, and track real-time transactions through our app. Gone are the days of waiting hours for transactions to clear.
We haven’t forgotten about the go-getters. Access Bank’s business accounts are designed to do two things well: keep things simple and predictable.
You can choose from Business More or Business Excel, both of which offer unlimited digital transactions for one flat monthly fee, no surprise charges.
You’ll also get access to:
As a registered credit provider, Access Bank supports companies with the tools they need to scale smartly, from structured finance to foreign exchange and trade support.
Saving doesn’t need to be complicated, or boring.
Our personal banking solutions are designed for your goals, with competitive interest rates and flexible options (including tax-free savings).
Looking for long-term growth? We’ve got investment options that balance security with return, whether you’re saving for a rainy day or planning something big.
Through both personal and private banking, you also get access to:
Banking is a two-way street requiring a partner who helps you every step of the way, whether planning ahead or responding to life’s surprises. Access Bank does exactly that.
Leaving your whole life behind to start afresh in a new country is scary and difficult enough. Opening a bank account to send money home shouldn’t be part of the struggle.
That is precisely why we started our Diasora banking so that African nationals living in South Africa can easily open an account. These accounts allow for fast and affordable transfers.
Start your banking afresh with Access Bank because we’re not a building that just holds your money, but a partner on your financial journey.
Are you looking to:
Contact our Access Bank team today, and we’ll plan and set up your short- and long-term financial journey. The best way to manage your money is with a bank you can trust.
Please note that our prices will be updated with effect from 1 March 2026. Kindly review the revised pricing details.