Business Banking

Grow your business with great deposit rates.

Access driving growth and fostering relationships globally

One point of contact for all your business needs

Gain access to your relationship manager — someone who understands your banking needs and can design fit-for-purpose solutions.

Quick decision-making, so you can get back to business

Access Bank understands the value of your time. If your business needs a bank that’s geared to make swift decisions, Access is for you.

Apply Now

Customised solutions to secure your long-term success

Access Bank is a partner whose job is to understand what matters most to you, structuring smart solutions that help you reach your bigger goals.

The small numbers make a big impact.

Access Bank’s Fixed Fee Accounts gives your transactional banking predictability.

Our newly-launched fixed monthly fee includes all the day-to-day transactional banking activities for your business, from card swipes and online purchases to debit orders, beneficiary payments and internet banking. Besides fees for depositing and withdrawing cash there are no other transactional fees and no surprises – just one fixed monthly fee.

Business More

A transactional account for businesses with a turnover of between R5m – R50m per annum.
Pay a fixed monthly fee of 150.00*.

Download pricing brochure Apply Now

Business Excel

A commercial transactional account tailored to businesses with a turnover of between R50m – R750m per annum.
Pay a fixed monthly fee of R250.00*.

Download pricing brochure Apply Now

* This offer is only valid for all new business banking transactional accounts opened from 1 July 2022.

Business banking with Access Bank

Whatever your business needs, Access Bank makes it possible.

Everyday Banking

Access everyday banking. Transactional accounts, online banking, bank guarantees and attorney trust accounts.

Trade Finance

Access the finance your business needs. Working capital, commercial loans, vehicle & asset finance and property finance.

Deposits

Access the deposit solutions your business needs. Call and savings deposits, fixed deposits and notice deposit accounts.

Forex

Access offshore investments, foreign currency accounts, forward exchange contracts, cross-border payments and international trade finance.

Womenpreneur Her Perfect Pitch 2023

Follow the journey and learn more about our finalists.

We’re not just about big businesses

Learn more about Access Bank’s:

SME Banking

Find out more

Sole Prop Banking

Find out more

Our achievements

CFI

In financial news released from its London head office on Thursday, 26 January 2023, Capital Finance International (CFI) has named Access Bank South Africa the Best Business Banking Solutions in South Africa for 2022.

Read more >>

Speak to a relationship banker
about your business needs

Please provide more information so we can put you in touch with the right Access Bank representative for your business.

Don’t worry, we’ll never share your details with third parties without your permission.

South Africa as Africa’s Trade Gateway: Strengthening the Rails for Cross-Border Growth

17 February 2026

Discover how Access Bank South Africa enables cross-border trade through transactional banking, SME support, and trade finance solutions.

Read More

Banking the Future of African Mining: Why Partnerships Matter More Than Ever

2 February 2026

Access Bank will participate in the 2026 edition of the Investing in African Mining Indaba, reinforcing its position as one of the continent’s leading financial...

Read More

Why South African SMEs Are Switching to Access Bank for Smarter, Simpler Business Banking

12 January 2026

South African entrepreneurs are resilient, resourceful, and constantly innovating to stay ahead. But they also face daily challenges that threaten growth such as rising costs...

Read More