Access Account Non-Resident

An easy to use current account for non- residents
A non-resident is an individual who resides outside of SA

Access Bank’s Non-Resident Access Account is a Rand based current account that has been specially designed for non-residents to offer a seamless local and international banking solution.

In South Africa, you can now withdraw cash, check your balances online, purchase via card and deposit into your account. We can help you facilitate third party and beneficiary payments through our branches. All you need to gain access to an account that’s just right for you is your foreign passport and your resident foreign proof of address. That’s easy, accessible all access banking.

Documents required to open a Non-Resident Account are:

INTERNATIONAL FEATURES (Outside SA)

View real-time balances, transaction information, transaction history and statements. Instantly transfer between or access all your accounts. For ZAR to ZAR within Access Bank Plc South Africa.

Withdrawals at any international ATM

EMV Debit card to enable point of sale transactions

EMV Debit Card to enable purchases online (e-commerce transactions)

Payments to third parties internationally via swift

Third party and beneficiary payments through our branches

LOCAL FEATURES (In South Africa)

Real-time balances, transaction information, transaction history and statements

Withdrawals at any local ATM or retailers (Applies to SA only)

Instantly transfer between or access all your ZAR accounts online

Manage SA beneficiaries online

Deposits at any Pick n Pay, Boxer and Shoprite (Applies to SA only)

EMV Debit card to enable point of sale transactions

EMV Debit Card to enable purchases online (e-commerce transactions)

Third party payments through our branches

Payments to SA Beneficiaries through our branches (digital coming soon)

Our SA Branches

Contact a Branch Manager:

Pay-as-you-transact fees

Monthly Service Fee R50.00

International Pricing (Outside of SA)

ATM withdrawal
R67.83
POS
2.39% of transaction
Balance enquiry at ATM
R6.96

Foreign exchange banking fees
Payments in and out of SA

Outward SWIFT Fee
0,575% min R150 (max R460)
Inward Fee
R75.00
SWIFT query
R1 025.00
SWIFT amendment and cancellation
R920.00

Foreign Currency Account (FCA)

Monthly Management Fee
Free
Conversion to/from foreign currency account
R150.00
Outward Swift Fee
Refer to foreign exchange fees above
Payments between Access Bank FCA
R60
Inward Fee (currency received in same currency as FCA)
Free

Pricing when using the account within SA

Cash deposit fee – Absa ATM
R3.10/R100

Withdrawal fees

Cash withdrawal fees – Saswitch ATM
R10.43 / R1000
Cash withdrawal fees – Retailer
Retailer R4.35 (no purchase) R2.61 (with purchase)
Debit card swipe (Point of Sale)
R1.74

Payment fees

Beneficiary/Bill payment – Internet Banking
R50.00
Beneficiary/Bill Payment – Branch
R200.00
Inter-account transfers – Internet Banking
Free
Inter-account transfers – Branch
R43.48
Access to Access payment – Internet Banking
R5.00
Access to Access Payment – Branch
R125.00
Proof of payment notifications - Email
Free
Stop payment
R52.17
SMS notifications
R0.35
Proof of Payment Notifications SMS
R0.35

Penalty fees

Declined transaction insufficient funds
R2.83

Other banking fees

Replacement card
R60.87
Balance enquiry – Saswitch ATM
R2.61
First eStatement
Free
Duplicate statements – Branch
R26.09
Duplicate statements – Internet Banking
Free

See our other personal banking accounts

Access-Account

Access Current Account

Access to easier transactional banking.

Access-Account-with-Rewards

Access Current Account with Rewards

Access more rewards every time you transact.

Enterprise-Business-Account

Diamond Advantage Business Account

Access for your small business.

Our Personal Banking product range is always growing. Let us know what you need access to and we'll call you.

Internet Banking