Access Account Non-Resident

An easy to use current account for non- residents
A non-resident is an individual who resides outside of SA

Access Bank’s Non-Resident Access Account is a Rand based current account that has been specially designed for non-residents to offer a seamless local and international banking solution.

Now you can withdraw, make third party payments, purchase via card, transact online, manage beneficiaries (in SA), deposit (in SA) and transfer between accounts (in SA) wherever you find yourself. And you can enjoy zero VAT charges when living and transacting outside of South Africa. All you need to gain access to an account that’s just right for you is your foreign passport and your resident proof of address. That’s easy, accessible all access banking.

Documents required to open a Non-Resident Account are:

INTERNATIONAL FEATURES (Outside SA)

View real-time balances, transaction information, transaction history and statements. Instantly transfer between or access all your accounts. For ZAR to ZAR within Access Bank Plc South Africa.

Withdrawals at any international ATM

EMV Debit card to enable point of sale transactions

EMV Debit Card to enable purchases online(e-commerce transactions)

Payments to third parties internationally via swift

Payments to SA beneficiaries coming soon

Enjoy zero VAT charges when living and transacting outside of South Africa

LOCAL FEATURES (In South Africa)

Real-time balances, transaction information, transaction history and statements

Withdrawals at any local ATM or retailers (Applies to SA only)

Instantly transfer between or access all your accounts.

Manage beneficiaries

Deposits at any Absa ATM or Absa branch or Pick n Pay ,Boxer,& Shoprite (Applies to SA only)

EMV Debit card to enable point of sale transactions

EMV Debit Card to enable purchases online(e-commerce transactions)

Our SA Branches

Contact a Branch Manager:

Pay-as-you-transact fees

Monthly Service Fee R50.00

International Pricing (Outside of SA)

ATM withdrawal
R67.83
POS
R36.96
Balance enquiry at ATM
R6.96

Foreign exchange banking fees
Payments in and out of SA

Outward SWIFT fee
0,50%, min R173.91 (max R621.74)
Conversion fee to and from foreign currency
0,50%, min R173.91 (max R621.74)
Inward International Rand payment
R130.43
SWIFT query
R891.30
SWIFT amendment and cancellation
R800.00
Payments between Access Bank foreign accounts
R57.50

Foreign Currency Account (FCA)

Monthly Management Fee
Free
Transfer to or from Rand account
0,50%, min R173,91 (max R621,74)
Outward Swift Fee
Refer to foreign exchange fees above
Payments between Access Bank FCA
R50
Inward International Payment
Free

Pricing when using the account within SA

Cash deposit fee – Absa ATM
R3.10/R100

Withdrawal fees

Cash withdrawal fees – Saswitch ATM
R10.43 / R1000
Cash withdrawal fees – Retailer
Retailer R4.35 (no purchase) R2.61 (with purchase)
Debit card swipe (Point of Sale)
R1.74

Payment fees

Beneficiary/Bill payment – Internet Banking
R50.00
Beneficiary/Bill Payment – Branch
R200.00
Inter-account transfers – Internet Banking
Free
Inter-account transfers – Branch
R21.74
Access to Access payment – Internet Banking
R5.00
Access to Access Payment – Branch
R125.00
Proof of payment notifications - Email
Free
Stop payment
R2.83
SMS notifications
R0.35
Proof of Payment Notifications SMS
R0.35

Penalty fees

Declined transaction insufficient funds
R2.83

Other banking fees

Replacement card
R60.87
Balance enquiry – Saswitch ATM
R2.61
First eStatement
Free
Duplicate statements – Branch
R26.09
Duplicate statements – Internet Banking
Free

See our other personal banking accounts

Access-Account

Access Account

Access to easier transactional banking.

Access-Account-with-Rewards

Access Account with Rewards

Access more rewards every time you transact.

Enterprise-Business-Account

Enterprise Business Account

Access for your small business.

Our Personal Banking product range is always growing. Let us know what you need access to and we'll call you.

Internet Banking